Business Details
25 Years
experience
Emergency
services
Expert Mortgage Brokers in Hampton | A Mortgage Now
A Mortgage Now has provided regulated mortgage advisory services for over 20 years, specialising in simple, convenient expert advice through online systems developed long before the pandemic. Founded by Lawrence and Colum in 2001, the business serves clients nationwide with a focus on transparency and customer-centric processes. Our team of brokers, each with over 20 years' experience, offers whole-of-market mortgage solutions without requiring in-person meetings or paperwork. We operate 24/7, including holidays, and maintain compliance with Financial Conduct Authority regulations. Our proprietary online platforms enable swift mortgage applications and real-time client updates via email and SMS.The business has sustained growth through referrals and word-of-mouth, distinguishing itself from online aggregators. Our expertise spans complex cases including self-employed applicants, professionals, and buy-to-let investors. We prioritise strategic lender relationships to secure competitive rates while maintaining strict compliance standards. Client feedback drives continuous service improvements, with a documented process for handling applications without credit checks until explicit permission is granted. Our systems support rapid secured loan quotations and mortgage product transfers without broker fees.
Services
Mortgage Advice
Remortgages
Buy to Let Mortgages
Self Employed Mortgages
Mortgage Product Transfers
Secured Loans
Professional Mortgages
Bridging Loans
Help to Buy Schemes
Interest Only Mortgages
Details
- Year established: 2001
Highlights and features
- 20+ years' experience in mortgage advisory services
- 24/7 availability including bank holidays
- No in-person meetings required
- Whole-of-market product access
- Secure online application process
Associations and certifications
- Financial Conduct Authority
What people say
24/7 availability
No paperwork required
Expert advice
Competitive rates
Quick processing
Services
Mortgage Advice
Our independent mortgage advice service provides tailored guidance across the entire UK mortgage market. With access to exclusive products and specialist lenders, we help clients navigate complex requirements including adverse credit, self-employment, and professional mortgages. Our FCA-regulated brokers assess individual circumstances to identify optimal mortgage solutions while maintaining strict compliance standards.
Buy to Let Mortgages
Specialist buy-to-let mortgage solutions for property investors, including HMOs and limited company structures. We offer expertise in navigating regulatory requirements, tax implications, and portfolio management strategies. Our brokers maintain relationships with specialist lenders to secure competitive rates for both novice and experienced landlords.
Self Employed Mortgages
Tailored mortgage solutions for self-employed professionals, contractors, and business owners. We specialise in assessing complex income structures including retained company profits and dividend payments. Our brokers work with lenders offering flexible income verification methods to maximise borrowing potential for clients with non-traditional income streams.
Mortgage Product Transfers
Free mortgage product transfer service enabling clients to switch to new rates with existing lenders. Our streamlined process completes transfers within 24 hours without broker fees. We help clients avoid standard variable rates while maintaining existing mortgage terms and conditions.
Secured Loans
Competitive secured loan options for homeowners seeking additional funds without remortgaging. Our service compares products across the market to find suitable solutions for home improvements, debt consolidation, or business needs. We specialise in cases where existing mortgage terms make remortgaging impractical or costly.
People
Lawrence Robbins
Partner
With over 30 years' experience, Lawrence holds MAQ and FPC qualifications from the Chartered Insurance Institute. He oversees business strategy, compliance, and digital operations while providing expert mortgage advice to high-net-worth clients.
Colum Cleary
Partner
Bringing 35 years' industry experience, Colum specialises in sales strategy and lender relationships. His expertise in mortgage product development helps clients access exclusive market offerings while maintaining strict regulatory compliance standards.
Questions
Do you charge fees for mortgage advice?
We charge £797 for specific mortgage products including adverse credit and buy-to-let. Most standard residential mortgages are fee-free as we receive commission from lenders.
Can I apply for a mortgage entirely online?
Yes, our secure online systems allow complete mortgage applications without meetings. The average application takes seven minutes using our digital forms.
Do you work with all UK mortgage lenders?
We have access to the whole UK mortgage market including exclusive products not available through direct lenders or online aggregators.
How quickly can you process a mortgage application?
Standard product transfers complete within 24 hours. Full mortgage applications typically process within 2-4 weeks depending on lender requirements and documentation provided.
Can you help with bad credit mortgages?
Yes, we work with specialist subprime lenders and conduct pre-application assessments to maximise approval chances without affecting credit scores.
Do you offer secured loans against property?
Yes, we provide secured loan options starting from £25,000 with competitive rates. Our service compares multiple lenders to find suitable solutions without disturbing existing mortgages.
Reviews (5)
John Flaherty
Jun 23, 2022
Report
Lawrence was very helpful and got our new rate set up promptly, would certainleyuse this company again
Rahela
May 22, 2022
Report
I was told to sign forms to finish the deal same day so far is second day 12pm not a phone call or email to confirmation. Tried to call and emailing them without luck. I decided to call mortgage company which they confirmed all gone trough.excellent only concern was why they never replied to my calls and emails which made me seriously worried did I sign my mortgage to someone who is not legitimate.
Moonxsparkle
Jan 08, 2022
Report
Colum (A Mortgage Now) was recommended to me and I could not be more pleased. Colum provided detailed information and advice at each step of the process. As a first-time buyer he was patient and understanding with any questions I had. Colum worked efficiently and was realistic to manage my expectations due to my circumstances. This company is highly recommended!
Rashid Siddiqui
Nov 24, 2021
Report
I have dealt with many (fee-charging)mortgage brokers for my new mortgage a couple of years ago and now for my remortgage (product transfer) application. I consider myself financially savvy or confident enough to understand the nuances of financial products including mortgages. I have typically found brokers to keep their bottom line (commissions and fees) as 'the topmost' priority instead of achieving best outcomes for the customer.
I found Lawrence from A Mortgage Now very customer focused, prompt in responses throughout the process. His swift actions enabled me to secure the most suitable product for my situation at the lowest interest rate (in the market, which happened to be with my existing lender). Happy to recommend Lawrence@AMortgageNow to my friends and family. Would certainly go back to AMN in the future.
I found Lawrence from A Mortgage Now very customer focused, prompt in responses throughout the process. His swift actions enabled me to secure the most suitable product for my situation at the lowest interest rate (in the market, which happened to be with my existing lender). Happy to recommend Lawrence@AMortgageNow to my friends and family. Would certainly go back to AMN in the future.
Diego Carvalho
Nov 15, 2021
Report
Lawrence couldn't be more prompt. Very easy and stress free process. I will be definitely coming back in future
