Business Details
Expert Mortgage Advice in Telford
PL Mortgages, part of Pensionlite and the Quilter Financial Planning Network, has established itself as a trusted provider of mortgage and financial planning services in Telford, Shropshire. Our Chartered Financial Planners bring decades of combined experience, leveraging their expertise to deliver tailored mortgage solutions for first-time buyers, property investors, and those seeking remortgage opportunities. As an Appointed Representative of Quilter Financial Services Limited, we maintain rigorous professional standards while prioritising client relationships through remote consultations via video calls, telephone, and email.Our team, led by directors Michael Shaw, Sharon Purewal, and Lorna Young, holds relevant qualifications including FPFS and Cert CII designations, ensuring comprehensive advice on residential mortgages, buy-to-let portfolios, and protection products. We distinguish ourselves through our commitment to ethical practice, evidenced by our Chartered status, and our ability to navigate complex financial scenarios for self-employed individuals and clients with adverse credit histories.
Services
Residential Mortgages
Buy-to-Let Mortgages
Remortgaging
Life Insurance
Income Protection
Highlights and features
- We hold Chartered Financial Planner status with FPFS and Cert CII qualifications
- We offer remote consultations via video call, telephone, and email nationwide
- Our advisers specialise in complex cases including self-employed clients and adverse credit histories
- We provide ongoing support beyond mortgage completion for evolving financial needs
- We maintain rigorous ethical standards through our Chartered status and FCA regulation
Associations and certifications
- Chartered Financial Planners
- Quilter Financial Planning Network
Services
Residential Mortgages
We provide residential mortgage solutions for first-time buyers and home movers. Our advisers assess your financial situation to recommend appropriate loan-to-value ratios, repayment structures, and interest rate options. We handle applications for standard residential properties across Shropshire and nationwide.
Buy-to-Let Mortgages
Specialist financing for property investors seeking to establish or expand their portfolios. We advise on portfolio management strategies, tax-efficient structures, and lender-specific criteria for both regulated and unregulated buy-to-let products across the UK market.
Remortgaging
Our remortgaging service helps homeowners access competitive rates and release equity. We analyse early repayment charges, advise on loan-to-value optimisation, and manage the transition process to new mortgage products while considering changing FCA regulations.
Life Insurance
We offer tailored life insurance policies to protect your family's financial future. Our advisers assess appropriate coverage levels, term durations, and policy structures to match your personal circumstances and long-term financial plans.
Income Protection
Our income protection solutions provide financial security against unexpected loss of earnings. We recommend policies with suitable deferment periods, benefit terms, and coverage percentages aligned with your employment status and financial commitments.
People
Michael Shaw
Director
Chartered Financial Planner with extensive experience in mortgage and financial planning solutions, leading strategic direction for PL Mortgages' advisory services.
Sharon Purewal
Operations Director
Diploma holder in Financial Planning, managing operational efficiency and client service standards across the mortgage advisory process.
Lorna Young
Director
Chartered Financial Planner specialising in complex mortgage scenarios and long-term financial planning strategies for property investors.
Hayley Beddow
Client Support Manager
Certified mortgage protection specialist with Chartered Insurance Institute qualifications, managing client relationships and post-sale support processes.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let financing, and remortgaging solutions across Shropshire and the UK.
Can you help first-time buyers?
Yes, we provide tailored guidance for first-time buyers navigating their initial property purchase and mortgage application process.
Do you offer remote mortgage advice?
We offer complete remote services via video calls, telephone consultations, and email communication across the UK.
What protection products do you recommend?
We advise on life insurance, critical illness cover, and income protection policies to safeguard your financial commitments.
How do you handle complex financial situations?
Our advisers have experience working with self-employed individuals, clients with adverse credit histories, and property portfolio investors.
Are your mortgage services regulated?
We operate as Appointed Representatives of Quilter Financial Services Limited, authorised and regulated by the Financial Conduct Authority.
