Business Details
Your Trusted Partner for Mortgage and Protection Solutions
Mortgage Desk is an independent mortgage brokerage with decades of experience providing tailored financial solutions. We specialise in addressing the unique needs of diverse clients, including IT contractors, self-employed individuals, expats, and limited company owners. Our team prioritises unbiased advice, leveraging access to a wide range of mortgage products to deliver personalised strategies. We operate beyond traditional office hours, offering flexible support to accommodate clients' schedules.Our commitment extends beyond mortgages, encompassing comprehensive protection services such as income cover, critical illness insurance, and private healthcare. We uphold integrity and transparency, ensuring clients receive informed guidance aligned with their financial goals. Our client-centric approach focuses on building long-term trust through dedicated support and expertise in navigating complex financial landscapes.
Services
Mortgage Advice
Expat Mortgages
Self-Employed Mortgages
Income Protection
Critical Illness Cover
Private Healthcare
Group Life Cover
Highlights and features
- We offer decades of expertise in non-standard mortgage solutions.
- Our team provides unbiased advice tailored to individual circumstances.
- We operate beyond traditional office hours for client convenience.
- We specialise in complex cases like zero-hour contracts and expat mortgages.
- Our client-centric approach prioritises long-term financial security.
Associations and certifications
- Financial Conduct Authority
What people say
Trusted advisors
Exceptional service
Navigating complexities
Personal touch
Knowledgeable professionals
Services
Mortgage Advice
We provide tailored mortgage advice for diverse clients, including first-time buyers, property investors, and those with non-traditional employment. Our independent status ensures access to a wide range of lenders, enabling us to secure competitive rates. Our expertise extends to complex cases such as zero-hour contracts and limited company mortgages.
Expat Mortgages
Our expat mortgage service caters to UK citizens living abroad or international buyers. We navigate cross-border financial regulations to secure mortgages aligned with clients' global financial profiles. This includes assistance with currency considerations and tax implications for overseas property investments.
Income Protection
We offer income protection policies that provide regular payments if clients are unable to work due to illness or injury. Our solutions ensure financial stability by replacing a portion of lost income, with options tailored to self-employed individuals and business owners.
Critical Illness Cover
Our critical illness cover provides lump-sum payouts upon diagnosis of specified serious conditions. Policies are designed to cover treatment costs, living expenses, or mortgage payments, offering financial security during challenging health circumstances.
Private Healthcare
We arrange private healthcare insurance for individuals and businesses, offering faster access to medical treatments. Our policies cover specialist consultations, diagnostic tests, and surgical procedures, reducing reliance on public healthcare waiting times.
People
John Cox
Founder
With extensive finance industry experience, John established Mortgage Desk to provide tailored mortgage and insurance solutions. He leads the team's expansion into specialist protection services, ensuring clients receive comprehensive financial advice aligned with their unique needs.
Jackie Forster
Operations Manager
A former banking professional, Jackie oversees Insurance-Desk operations, maintaining high service standards. Her focus on client satisfaction ensures seamless delivery of mortgage and protection services, supporting the business's growth and reputation.
Josh Munt
Account Executive
Certified insurance professional Josh provides expert advice on mortgage-related protection products. His industry knowledge and client-focused approach ensure tailored solutions for new and renewing policies, enhancing client financial security.
Ellen Gilpin
Account Executive
Ellen manages new business and renewals, combining her Cert CII qualification with practical experience. Her expertise in financial and insurance services ensures clients receive informed guidance on mortgage and protection options.
James Green
Claims Handler
James processes insurance claims efficiently, ensuring timely resolutions for clients. His role supports the team's commitment to comprehensive service, maintaining trust through transparent and effective claims management.
Questions
What mortgage types do you specialise in?
We specialise in mortgages for IT contractors, self-employed individuals, expats, limited companies, and those on zero-hour contracts, alongside standard residential and investment mortgages.
Can I get mortgage advice outside regular office hours?
Yes, our team offers flexible consultations beyond traditional 9-5 hours, including evenings and weekends, to accommodate client schedules.
Do you offer protection services alongside mortgages?
Yes, we provide comprehensive protection including income cover, critical illness insurance, family protection, and private healthcare for individuals and businesses.
Are you regulated by financial authorities?
We operate under J R Cox, authorised and regulated by the Financial Conduct Authority (FCA registration 305402) for mortgage and insurance advice.
How do you handle complex mortgage cases?
Our expertise lies in non-standard cases, using specialist lenders and tailored solutions to address unique financial situations like irregular income or overseas residency.
Can expats get UK mortgages through you?
Yes, we assist expats with UK property purchases, leveraging lenders that accept international income verification and understand cross-border financial requirements.
Reviews (1)
Heather Cox
Jan 16, 2020
Report
I highly recommend Mortgage Desk to anyone, you won't be disappointed. Thank you Emma for sorting our mortgage out. Mortgage desk were very fast at responding to emails/calls and keeping us upto date with what we needed to do to help it go through smoothly. With it being our first mortgage we needed quite alot of help. we asked alot of questions but nothing was too much trouble. Thanks again Mortgage desk.
