Business Details
19 Years
experience
Trusted Mortgage Brokers in Bolton
Established in 2007, A G Mortgages has built a reputation on expertise and trust in mortgage and protection planning. Our team prioritises client needs, offering impartial advice tailored to individual circumstances. With access to a wide range of lenders and insurance providers, we ensure bespoke solutions for homebuyers, remortgagers, and investors. Our services extend to conveyancing, wills, and insurance, supported by partnerships with regulated professionals. As an FCA-authorised firm (reference 468855), we maintain rigorous compliance standards while delivering fee-free services to over 95% of clients.Our agility as a smaller practice ensures prompt responses, and our deep understanding of market complexities helps clients navigate property transactions with confidence. We actively manage applications, coordinating with solicitors, surveyors, and lenders to streamline processes. Client testimonials highlight our approachability, transparency, and commitment to removing industry jargon. Based in Bolton, we serve clients across England & Wales, combining local knowledge with national regulatory compliance.
Services
Mortgages
Insurances
Property Surveys
Legal Services
Conveyancing
Details
- Year established: 2007
Highlights and features
- 28 years' industry experience since 1995 with FCA regulation
- No fees for over 95% of mortgage clients
- Access to exclusive mortgage products unavailable directly
- Personalised service with same-day response guarantee
- Coordinated support from application to property completion
Associations and certifications
- Financial Conduct Authority
What people say
Expert advice
Transparent processes
Exceptional support
Timely responses
Bespoke solutions
Services
Mortgage Brokerage
We specialise in connecting clients with optimal mortgage products through our access to a comprehensive panel of lenders. Our service includes assessing eligibility, negotiating terms, and managing applications from initial inquiry to completion. Clients benefit from our expertise in navigating complex criteria for first-time buyers, buy-to-let investors, and those with adverse credit histories.
Conveyancing Services
Our conveyancing service partners with LMS-Select to provide cost-effective legal support for property transactions. We coordinate property searches, contract preparation, and ownership transfers while ensuring compliance with lender requirements. The process typically takes eight weeks, covering all legal aspects from offer acceptance to completion day fund transfers.
Life Assurance
We offer tailored life assurance policies providing tax-free lump sums to protect dependants against mortgage debt and living expenses. Our plans consider individual circumstances, including pre-existing conditions, and feature flexible terms to match changing life stages. Policies also include additional benefits like online GP access and global medical coverage.
Critical Illness Cover
Our critical illness policies provide financial security through tax-free payouts for 50+ covered conditions including cancer and heart disease. We help clients select appropriate coverage levels considering income replacement needs during recovery periods. Policies include supplementary benefits like physiotherapy and second medical opinions.
Income Protection
We provide income protection plans paying monthly benefits for work incapacity due to illness or injury. Our policies cover mental health conditions, musculoskeletal issues, and chronic illnesses, with flexible deferment periods and benefit durations. Self-employed clients receive specially tailored coverage options.
Questions
What mortgage services do A G Mortgages offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let financing, and specialist products for complex incomes through our whole-of-market panel.
Are there fees for mortgage advice?
Over 95% of clients receive our services free of charge, with costs typically covered by lender commissions.
How does conveyancing work with A G Mortgages?
We partner with LMS-Select to offer competitive conveyancing services, managing legal processes including property searches, contract exchanges, and completion procedures.
Can you help with adverse credit mortgages?
Yes, we specialise in finding solutions for clients with past credit issues through our network of specialist lenders.
What insurance products are available?
We offer life assurance, critical illness cover, income protection, and home insurance tailored to individual circumstances.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (reference 468855).
