Business Details
Trusted Mortgage Advisers in Plymouth with Over 40 Years Experience
Mortgages 4 Plymouth is a family-run mortgage advisory service with over four decades of combined expertise in the financial services industry. Our team of award-winning advisers, led by principal advisor Tricia who has been in the sector since 1980, specialises in providing tailored mortgage and protection solutions to suit individual client circumstances. We pride ourselves on offering impartial advice without being tied to any single lender, ensuring access to a comprehensive range of products including exclusive rates unavailable on the high street.Our commitment to exceptional customer service is evidenced by our 5-star Google ratings and numerous industry awards. We serve clients across Plymouth, Devon, and nationally, with a particular focus on first-time buyers, homemovers, re-mortgaging, buy-to-let portfolios, and armed forces mortgages. Our service extends beyond initial advice, with ongoing support throughout the mortgage process and beyond, including assistance with life insurance and protection policies to safeguard clients' financial futures.
Services
First Time Buyers
Re-Mortgages
Homemover
Buy to Let Mortgages
Armed Forces Mortgages
Life Insurance
Highlights and features
- Over 40 years of combined mortgage advisory experience
- Award-winning, impartial advice with access to exclusive rates
- Personalised service tailored to individual client circumstances
- Specialist knowledge of local Devon property market
- Comprehensive support from initial consultation to completion
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Very helpful
Knowledgeable
Great communication
Personalised service
Highly recommend
Services
First Time Buyers
Specialist support for first-time property purchases, including guidance through mortgage options, agreement in principle assistance, and ongoing support to completion. We simplify the process with clear explanations and tailored advice to match individual financial circumstances and property goals.
Re-Mortgages
Expert re-mortgaging solutions for changing financial needs, including rate fixes, equity transfers, and home improvement funding. We access exclusive market rates and manage the process with free valuations and legal fee options where available.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice with local market expertise. We help build property portfolios using tailored lending criteria assessments and income-based borrowing capacity analysis, including let-to-buy solutions for property investors.
Armed Forces Mortgages
Tailored mortgage solutions for armed forces personnel, including Forces Help to Buy Scheme advice. We offer flexible appointment times and specialist knowledge of military income structures to secure competitive mortgage products.
Life Insurance
Comprehensive protection advice covering life insurance, critical illness cover, and income protection. We provide impartial guidance on policy selection and trust arrangements to ensure financial security for clients' families and dependants.
People
Tricia
Principal Advisor
With over 40 years in financial services since 1980, Tricia leads our advisory team. She personally trains all advisers and specialises in business protection, combining deep industry knowledge with local market expertise to deliver tailored mortgage solutions.
Adam
Mortgage Adviser
Recognised for exceptional client service, Adam provides expert mortgage advice across all product types. His strengths include clear communication, rapid response times, and tailoring mortgage solutions to complex individual circumstances for both residential and buy-to-let clients.
Fran
Mortgage Adviser
Fran specialises in guiding clients through the mortgage process with reassurance and expertise. She focuses on understanding individual needs to recommend suitable mortgage products, maintaining consistent communication throughout the entire transaction process.
Sonia
Support Staff
Sonia provides essential administrative support to our mortgage advisory team. She ensures smooth communication between clients and advisers, maintaining organisational excellence in managing documentation and appointment scheduling for our mortgage services.
Emma
Support Staff
Emma contributes to our client-focused service through efficient support operations. She assists with client communications and documentation management, playing a key role in maintaining the smooth running of our mortgage advisory processes.
Questions
What mortgage options are available for first-time buyers?
We offer comprehensive first-time buyer mortgages including 95% LTV options, with support through agreement in principle, property selection, and completion. Our advisers explain all available products clearly and access exclusive rates.
How much do your mortgage advisory services cost?
Our mortgage advice fees range from £0–£399 depending on individual circumstances, with no obligation initial consultations. We also receive lender commissions for arranging mortgage products.
Can you help with buy-to-let mortgage applications?
Yes, we specialise in buy-to-let mortgages with expertise in investment portfolio building. We assess rental income potential and advise on suitable lending options, including specialist products for experienced and new landlords.
Do you offer protection insurance alongside mortgages?
We provide comprehensive protection advice including life insurance, critical illness cover, and income protection. Our advisers explain policy options and can arrange trust placements to ensure financial security for your dependants.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority as an Appointed Representative of PRIMIS Mortgage Network, ensuring our mortgage and protection advice meets strict regulatory standards.
What areas do you cover for in-person appointments?
Based in Plymouth at 8 Peverell Park Road, we serve clients across Devon and provide nationwide mortgage advice through our flexible consultation options including remote appointments.
Reviews (4)
Mike Shiers
May 10, 2022
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Great experience from start to finish. Particular thanks to Becky who ensured the application was submitted the day before an interest rate rise. Good value too.
Gary Nichols
Apr 13, 2022
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Excellent communication accommodation sorted very quickly couldn't ask for better service shared house clean and well presented thank you to excellent staff would recommend to anybody
Mikey Strokes
Feb 05, 2022
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Used mortgages4plymouth a couple times over the last few years and will always be my first stop.! all the staff are very welcoming, friendly and helpful. Adam is fantastic and very knowledgeable. I very much recommend, you won't regret it.
Emily Stevens
Dec 19, 2021
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I'm not one for normally writing a review, but I can't explain how pleased I am with the level of service and professionalism I received from Mortgages 4 Plymouth. As a first time buyer, I had a lot of questions and the level of support was outstanding, to say the least! Tricia arranged a brilliant deal on my mortgage and explained everything thoroughly. Oliver was extremely responsive and ensured that my mortgage and subsequent insurance was sorted promptly - as a result of his fab work, my mortgage was approved within 24 hours! Emma kept me in the loop and made sure to chase my solicitor to secure a simple and fast exchange. I highly recommend Mortgages 4 Plymouth and will most definitely be back for any future advice! Thank you all so much :-
