Business Details
26 Years
experience
Trusted Financial Advisers in Godmanchester
Bright Advice has been dedicated to providing exceptional financial guidance since its establishment in 2000. Our mission is to empower individuals in Godmanchester and across East Anglia to achieve their financial goals through personalized mortgage, protection, and wealth management solutions. As part of the Quilter Financial Planning network, we combine local expertise with access to exclusive market-leading products. Our team of experienced advisers prioritizes building long-term relationships, ensuring clients receive tailored advice that aligns with their unique circumstances.We are committed to community engagement and sustainability, demonstrated through initiatives like planting trees for every mortgage and insurance policy. With offices in Godmanchester and advisers spanning multiple counties, we offer both face-to-face and remote consultations. Our regulatory compliance and FCA authorization underscore our dedication to professional standards. By focusing on debt reduction and future planning, we help clients secure their financial legacy while maintaining transparency and ethical practices.
Services
Mortgages
Protection
Pensions
Investments
Wills & Trusts
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in financial advisory services
- Our advisers are FCA-authorized and Quilter network members
- We offer personalized advice tailored to local community needs
- We provide exclusive mortgage rates unavailable on the High Street
- Our team combines small-firm personal service with large-network resources
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial guidance
Personalized mortgage solutions
Professional and patient team
Successful first-time buyer support
Transparent advice
Services
Mortgage Advice
Bright Advice offers comprehensive mortgage advisory services covering first-time purchases, remortgaging, buy-to-let, and commercial mortgages. Our FCA-regulated advisers access the whole market to find competitive rates unavailable on the High Street. We guide clients through application processes, paperwork, and lender communications while explaining all financial implications.
Life Protection
We provide tailored life insurance and protection solutions including term assurance, critical illness cover, and income protection. Our independent advisers assess individual needs to recommend appropriate coverage levels from multiple providers, ensuring clients protect their families' financial futures while maintaining affordability.
Pension Planning
Our pension specialists help clients navigate retirement planning options, including state pension entitlements and private pension arrangements. We explain pension freedoms introduced in 2015 and create personalized strategies to ensure financial security during retirement while considering individual risk profiles and lifestyle aspirations.
Investment Advice
Bright Advice offers investment guidance focused on achieving long-term financial goals. We conduct detailed risk assessments and create diversified portfolios aligned with clients' financial objectives. Our approach combines market expertise with personalized service to help clients grow their wealth responsibly.
Wills & Trusts
Through our partnership with Lifetime Solicitors, we provide will-writing and trust creation services. These legally binding documents ensure clients' assets are distributed according to their wishes while minimizing inheritance tax liabilities. Our advisers coordinate with qualified solicitors for home visits and comprehensive estate planning.
People
Andrew
Founder
Andrew established Bright Advice in 2000 and has led its growth from a local advisory firm to a regional network. With over two decades of financial services experience, he pioneered the company's community-focused approach to financial planning.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let, equity release, and commercial mortgages through our Quilter network partnerships.
Are your initial consultations free?
Yes, we offer completely free initial discussions with no obligation, allowing you to explore options before making any commitments.
How are you regulated?
We operate as an appointed representative of Quilter Financial Services Limited, regulated by the Financial Conduct Authority under reference numbers 440703 and 440718.
Do you offer remote advice?
Yes, we provide telephone and video consultations while maintaining our Godmanchester office for face-to-face meetings.
What sustainability initiatives do you have?
We plant a tree for every completed mortgage and new life insurance policy to support environmental conservation efforts.
Can you help with bad credit mortgages?
Yes, we work with specialist lenders to assist clients with adverse credit histories, though larger deposits and higher rates may apply.
Reviews (4)
Niall Hackett
May 30, 2022
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This is the second time I have used Bright Advice. The service, care and attention to detail is brilliant. Buying my property wasn't exactly a smooth ride, but Philip, Kate and the rest of the team who've helped me along the way are ace!
Ian Oogly
Mar 20, 2021
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What more can I say except, 110% for service, professionalism and value for money. All my questions were answered clearly and efficiently and Bright Advice allowed me to better understand all the stages of my house purchase in a simple and understanding way. The mortgage finding service they offered was seamless and was hand held every part of the way and their attention to detail was second to none. Special thanks to Sarah, Gina and Kerry. Once again, thank you so much. Highly recommended.
Kyle Lyons
Jun 14, 2020
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Brilliant, From Start to finish with Rachel, Bonnie and Gina. All 3 we're fantastic throughout. Would highly recommend. They kept me fully updated. Couldn't be more happier on the progress and how it was all managed
Jon Orchard
Jan 16, 2020
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Great Cambridgeshire company to work with, very helpful, very knowledgable. Bright Advice have arranged our mortgage, our remortgage, and our life insurance, guiding us through the process, offering us lots of advice. Not only this, they saved us money too! Some of our policies needed changing as our family grew and Bright understand how to work with you throughout this. Thank you to Dave Freeman, Sarah Gardner, Andy Bird and the whole support team at Bright Advice.
