Business Details
31 Years
experience
Trusted Equity Release Advisers in Benfleet
Established in 1995, we are a family-run equity release advisory service specialising in later-life financial solutions. Our team of experienced professionals has been at the forefront of equity release advice since 1999, serving clients across Essex from our base in Benfleet and interview suites in Basildon, Billericay, Brentwood, Burnham on Crouch, Chelmsford, Romford, Southend, and Epping. We provide impartial guidance on Lifetime Mortgages and Home Reversion Schemes, helping clients unlock property equity while retaining home ownership. Our reputation for excellence is evidenced by 90% of new business coming from client referrals and testimonials highlighting our professional, stress-free service. We maintain panel relationships with major insurers and legal professionals to offer comprehensive solutions including annuities, pre-paid funeral plans, life cover, and travel insurance tailored for over-65s.Our commitment to client education is demonstrated through our equity calculator tool and detailed myth-busting resources. As a division of OneCall Financial Advice Centre (FCA No. 313397), we combine regulatory compliance with a personal approach that has earned us exceptional client testimonials. Our advisors maintain ongoing relationships with clients, providing post-transaction support and continued financial guidance. We prioritise transparency in all dealings, ensuring clients fully understand the long-term implications of equity release solutions. Our service model accommodates client preferences through phone, face-to-face, or email consultations.
Services
Equity Release
Lifetime Mortgages
Home Reversion
Mortgage Advice
Annuities
Details
- Year established: 1995
Highlights and features
- 25+ years of specialist equity release experience since 1995
- FCA-authorised advisors ensuring regulatory compliance
- 90% of new business from client referrals
- Panel relationships with major insurers and legal professionals
- Ongoing post-transaction client support
Associations and certifications
- Equity Release Council
What people say
Professional service
Stress-free process
Excellent communication
Highly recommended
Expert knowledge
Services
Equity Release
Equity release enables homeowners aged 55+ to access property equity while retaining residency. Our FCA-regulated advisors help clients understand Lifetime Mortgages and Home Reversion Schemes, explaining benefits like debt-free cash sums, continued home ownership, and inheritance protection. We provide impartial advice tailored to individual financial circumstances.
Lifetime Mortgages
Lifetime Mortgages allow property owners to borrow against home value without monthly repayments. Our specialists explain how these long-term loans work, including interest roll-up options and inheritance protection features. We compare whole-of-market products to find suitable solutions for clients' retirement planning needs.
Home Reversion
Home Reversion schemes let clients sell part or all of their property while retaining lifetime occupancy. Our advisors explain how this affects inheritance and future property value participation. We help clients understand the implications of fixed-percentage sales versus full reversion options.
Mortgage Advice
Our whole-of-market mortgage advice covers purchase, remortgage, and buy-to-let options. Independent advisors explain conveyancing, surveying, and legal processes while holding clients' hands from application to completion. We specialise in later-life mortgage solutions.
Annuities
We provide unbiased annuity advice for retirement income planning. Our specialists explain open-market options, enhanced annuities for health-affected clients, and pension commencement lump sums. We help clients navigate pre-retirement planning and annuity selection decisions.
People
Ron Radway
Lead Financial Adviser
With over 20 years' experience in equity release and mortgages, Ron provides expert financial guidance. Clients praise his professional yet friendly approach and ability to resolve complex cases. He has maintained long-term client relationships since the business's founding in 1995.
Jackie
Client Services Manager
As key client communicator, Jackie ensures clear, straightforward advice delivery. She works closely with Ron to maintain client relationships and provide ongoing support throughout financial transactions and retirement planning processes.
Questions
What is equity release?
Equity release allows homeowners aged 55+ to access property wealth without moving, through Lifetime Mortgages or Home Reversion Schemes while retaining occupancy rights.
Is equity release safe?
Our FCA-regulated schemes include mandatory guarantees: no negative equity, home ownership retention, and no forced monthly repayments.
Can I move home after equity release?
Yes, though subject to lender criteria. Our advisors help clients understand mobility options within their equity release plans.
How much can I release?
Use our online equity calculator or contact our Benfleet specialists for personalised assessments based on property value and circumstances.
Will my children inherit debt?
No. Our equity release schemes include no negative equity guarantees ensuring your estate won't owe more than property value.
What areas do you cover?
We provide equity release advice across Essex from Benfleet, with interview suites in Basildon, Chelmsford, Southend, and Epping.
Reviews (4)
Naima Yaqoob
Sep 10, 2021
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Ron was recommended to us by one of my dearest friend. I Cannot rate outstanding service we received from start to finish. Buying house would not have been so smooth without Ron expertise. Even though we are in our own house now but still amazed and surprised by the professional and honest advices we got in a timely manner. A huge thanks to Ron, Jackie and team.
Infinity Solutions
Mar 06, 2020
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Quite simply! Ron is the best at what he does, calm, calculated focused and on point with current affairs, market trends and analysis. If your looking for a new mortgage, remortgage, equity release or information / guidance, look no further. Ron is a totally committed professional that delivers. This is how business should be done and the benchmark that all others should strive to achieve.
Ricky Brown
Jan 07, 2020
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Ron has been a Godsend from start to finish. He provided sound, honest advice in no-nonsense terms that was fully understandable. You cannot buy experience like it and won't find a more genuine advisor these days. I thoroughly recommend to anyone. - with sincere thanks!
Ben Smith
Dec 29, 2019
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Simply First Class! Ron and his team have helped me many times over the years, assisting with both mortgages and financial advice. They really do go over and above the normal levels of work needed. Ron is extremely well connected and can get things moving even in the most challenging of circumstances. If you need any mortgage advice/assistance then I would strongly recommend speaking to Ron - His experience and professionalism I would rate as 5 stars+ - Thank you Ron, Jackie and team.
